Okay, we all have debt and the economy has taken a downturn. I don't think you can attack people and make them seem responsible because of the misguided decisions by corporate and government leaders that led to our horrible economy. People do make bad decisions and even responsible people have found themselves between a rock and hard place.
That said, no matter how much I might want to help the people of Haiti, if I had this much debt and collection agents after me, I think I'd just stay home:
Missionary Stumbles on Road to Haiti.